主會議演講嘉賓

Dr. YI Gang is the Governor of the People’s Bank of China and the Deputy Director of the Financial Stability and Development Committee of the State Council. He sits on the Board of Directors of the Bank for International Settlements.
Dr. Yi joined the People’s Bank of China in 1997 and has held a number of positions, including Secretary-General of the Monetary Policy Committee and Director-General of the Monetary Policy Department. In December 2007, he became a deputy governor and was appointed Administrator of the State Administration of Foreign Exchange in July 2009, a position he held until December 2015. He was appointed Governor of the People’s Bank of China in March 2018.
Dr. Yi received a Ph.D. in Economics from the University of Illinois in 1986 and was a faculty member in the Department of Economics, Indiana University from 1986 to 1994. In 1994, he co-founded the China Center for Economic Research (CCER) at Peking University and has been a professor at the CCER since then.
His research interests include money, banking and the Chinese economy.

Mr Chan is a Certified Public Accountant. He is a former President of the Hong Kong Institute of Certified Public Accountants.

Before joining the Government, Mr Chan held a number of public service positions including member of the Legislative Council and Chairman of Legal Aid Services Council.

Mr Chan served as Secretary for Development of the Hong Kong Special Administrative Region Government from July 2012 to January 2017. He was appointed Financial Secretary on 16 January, 2017.

Mr Christopher Hui Ching‐yu was appointed the Secretary for Financial Services and the Treasury on 22 April 2020.

Mr Hui was an Administrative Officer in the Government from 1999 to 2003 and served in the Economic Development Branch,

the Office of the Government of the Hong Kong Special Administrative Region in Beijing and the Home Affairs Department. Mr Hui worked in the banking sector after leaving the Government in 2003 and has worked for the Hong Kong Exchanges and Clearing Limited for over 10 years. He has been the Executive Director of the Hong Kong Financial Services Development Council

since 2019.

Mr Hui holds Bachelor and Master (Hon) Degrees in Philosophy, Politics and Economics from the University of Oxford, and Master of Business Administration Degree from INSEAD. He also attended the Stanford Executive Programme (SEP).

Ray Dalio is the founder, Co-CIO and Co-Chairman of Bridgewater Associates, a global macroeconomic investment management firm and the largest hedge fund in the world. A global macro investor for more than 50 years, Ray started Bridgewater out of his two-bedroom apartment in NYC and ran it for most of its 45 years. He is also the author of New York Times #1 bestseller Principles: Life & Work as well as Principles for Navigating Big Debt Crises, which he co-published with Bridgewater. Additionally, Ray has also published several studies on current financial and social issues including “Why and How Capitalism Needs to be Reformed” and “The Changing World Order: Why Countries Succeed and Fail”; both are available on LinkedIn. He graduated with a B.S. in Finance from C.W. Post College in 1971 where he majored in finance and he received an MBA degree from Harvard Business School in 1973. He has been married to his wife, Barbara, for more than 40 years and has four grown sons. He is an active philanthropist with a special interest in ocean exploration, microfinance and equal educational opportunities for underprivileged youth.

Mr Eddie Yue was appointed Chief Executive of the Hong Kong Monetary Authority (HKMA) from 1 October 2019.  He began his career as an Administrative Officer in the Hong Kong Government in 1986.  He joined the HKMA upon its establishment in 1993 and was promoted to Division Head a year later.  He was appointed Executive Director in 2001 and subsequently Deputy Chief Executive in 2007 before taking up his current position.

Mr Yue has participated in numerous areas of the HKMA’s work.  During his tenure as Deputy Chief Executive, he steered major policies and initiatives relating to reserves management, research, external affairs and market development.  Mr Yue was also actively involved in tackling major financial crises and played an instrumental role in enhancing the Linked Exchange Rate System.

Mr Yue was educated at the Chinese University of Hong Kong and the Harvard Business School.

Ray Kurzweil is one of the world’s leading inventors, thinkers, and futurists, with a thirty-year track record of accurate predictions. Called "the restless genius" by The Wall Street Journal and "the ultimate thinking machine" by Forbes magazine, he was selected as one of the top entrepreneurs by Inc. magazine, which described him as the "rightful heir to Thomas Edison. PBS selected him as one of the "sixteen revolutionaries who made America."

Ray was the principal inventor of the first CCD flat-bed scanner, the first omni-font optical character recognition, the first print-to-speech reading machine for the blind, the first text-to-speech synthesizer, the first music synthesizer capable of recreating the grand piano and other orchestral instruments, and the first commercially marketed large-vocabulary speech recognition.

Among Ray’s many honours, he received a Grammy Award for outstanding achievements in music technology; he is the recipient of the National Medal of Technology, was inducted into the National Inventors Hall of Fame, holds twenty-one honorary Doctorates, and honours from three U.S. presidents.

Ray has written six national best-selling books, including New York Times best sellers The Singularity Is Near (2005) and How To Create A Mind (2012). His latest novel, Danielle: Chronicles of a Superheroine, is an Amazon Best Seller and was a Publisher’s Weekly Top 10 Children’s Fiction book. He is co-founder and Chancellor of Singularity University and a Director of Engineering at Google, heading up a team developing machine intelligence and natural language understanding. 

Dr. Kai-Fu Lee is the Chairman and CEO of Sinovation Ventures  (www.sinovationventures.com/) and President of Sinovation Venture’s Artificial  Intelligence Institute. Sinovation Ventures, managing US$2 billion dual currency  investment funds, is a leading venture capital firm focusing on developing the next  generation of Chinese high-tech companies. Prior to founding Sinovation in 2009, Dr.  Lee was the President of Google China, and senior executives at Microsoft, SGI, and  Apple. Dr. Lee received his Bachelor degree from Computer Science from Columbia  University, Ph.D. from Carnegie Mellon University, as well as Honorary Doctorate  Degrees from both Carnegie Mellon and the City University of Hong Kong. He is the  Co-Chair of Artificial Intelligence Council for World Economic Forum Center for the  Fourth Industrial Revolution, Fellow of the Institute of Electrical and Electronics  Engineers (IEEE), Times 100 in 2013, WIRED 25 Icons , Asian Business Leader 2018  by Asia House, and followed by over 50 million audience on social media.  

In the field of artificial intelligence, Dr. Lee built one of the first game playing programs to defeat a world champion (1988, Othello), as well as the world’s first large-vocabulary, speaker independent continuous speech recognition  system. Dr. Lee founded Microsoft Research China, which was named as the hottest research lab by MIT Technology Review. Later renamed Microsoft Research Asia, this institute trained the great majority of AI leaders in China, including CTOs or AI heads at Baidu, Tencent, Alibaba, Lenovo, Huawei, and Haier. While with Apple, Dr. Lee led AI projects in speech and natural language, which have been featured on Good Morning America on ABC Television and the front page of Wall Street Journal. He has authored 10 U.S. patents, and more than  100 journal and conference papers. Altogether, Dr. Lee has been in artificial  intelligence research, development, and investment for more than 30 years. His  New York Times and Wall Street Journal bestselling book AI Superpowers: China,  Silicon Valley, and the New World Order (aisuperpowers.com) discusses  US-China co-leadership in the age of AI as well as the greater societal impacts  brought upon by the AI technology revolution.

Jim Rogers, a native of Demopolis, Alabama, is an author, financial commentator, adventurer, and successful international investor.  He has been frequently featured in Time, The Washington Post, The New York Times, Barron’s, Forbes, Fortune, The Wall Street Journal, The Financial Times, The Business Times, The Straits Times and many media outlets worldwide.  He has also appeared as a regular commentator and columnist in various media and has been a professor at Columbia University.

After attending Yale and Oxford University, Rogers co-founded the Quantum Fund, a global-investment partnership.  During the next 10 years, the portfolio gained 4200%, while the S&P rose less than 50%.  Rogers then decided to retire – at age 37.  Continuing to manage his own portfolio, Rogers kept busy serving as a full professor of finance at the Columbia University Graduate School of Business, and, in 1989 and 1990, as the moderator of WCBS's 'The Dreyfus Roundtable' and FNN's 'The Profit Motive with Jim Rogers'.

In 1990-1992, Rogers fulfilled his lifelong dream: motorcycling 100,000 miles across six continents, a feat that landed him in the Guinness Book of World Records.  As a private investor, he constantly analyzed the countries through which he traveled for investment ideas.  He chronicled his one-of-a-kind journey in Investment Biker: On the Road with Jim Rogers.  Jim also embarked on a Millennium Adventure in 1999.  He traveled for 3 years on his round-the-world, Guinness World Record journey. It was his 3rd Guinness Record.  Passing through 116 countries, he covered more than 245,000 kilometers, which he recounted in his book Adventure Capitalist: The Ultimate Road Trip.  His book, Hot Commodities: How Anyone Can Invest Profitably In The World's Best Market, was published in 2004.  Another of his books A Bull in China describes his experiences in China as well as the changes and opportunities there. His recent book A Gift to My Children is a heartfelt, indispensable guide for his daughters (as well as for all adults and children) to find success and happiness. His latest memoir Street Smarts: Adventures on the Road and in the Markets was published in February 2013. Recently in January 2018, his book A Gift to My Children, 2nd edition which was published in Chinese, was launched in China. And in October 2018, another of his book The Next Big Wave, published in Complex Chinese, was launched in Taiwan. Rogers had two number one bestsellers in Japan namely The Future of Japan and A Warning to Japan that were published in January and July 2019 respectively.

Ashley is the Chief Executive Officer of the Securities and Futures Commission (SFC) of Hong Kong. He was first appointed in October 2011. In May 2016, Ashley was elected as Chair of the Board of the International Organization of Securities Commissions (IOSCO), and was re-elected for a further two-year term in June 2020.

Ashley was previously Chair of the IOSCO Asia-Pacific Regional Committee and Vice Chair of the IOSCO Board. Ashley has represented IOSCO as a member of the Financial Stability Board Steering Committee and Plenary since his election as IOSCO Board Chair.

Ashley started his career as a lawyer in London in 1984. He moved to Hong Kong in 1989 with the international law firm Herbert Smith, practicing corporate and business law. He was Executive Director of Corporate Finance at the SFC from 2001 to 2004, before returning to Herbert Smith, where he became head of the firm’s Asia Region.

Mr Cheung has been the Chief Executive Officer of the IA since August 2018 upon retirement from the Administrative Service which he joined in 1983.  Senior posts that he took up during this career include Director of the Hong Kong Economic and Trade Office in Singapore from 1998 to 2001 when the Asian Financial Crisis erupted, Commissioner of Insurance from 2006 to 2009 during the global financial crisis, Postmaster General from 2009 to 2011, Commissioner of Customs and Excise from 2011 to 2015 and Secretary for the Civil Service from 2015 to 2017.  He is currently a member of the Executive Committee of the International Association of Insurance Supervisors and Chairman of the Asian Forum of Insurance Regulators.

Dr. Calvin Choi is the Chairman of AMTD Group, and Founder of AMTD Charity Foundation. He is a globally recognized entrepreneur and philanthropist as well as a pioneer and contributor in promoting regional digitalization.

‍

Calvin was named “2019 Asia FinTech Leader” and “2020 Singapore FinTech Leader” by the Singapore Fintech Association, selected as a “Young Global Leader” by the World Economic Forum in 2017, and awarded by the Institutional Investor magazine as one of the global “Fintech Finance 35” in 2016.

‍

Calvin currently serves as the Chairman of the Group’s investment banking subsidiary AMTD international (NYSE:HKIB, SGX:HKB), the first company with dual class voting rights to successfully dual list on NYSE and SGX; Chairman of AMTD Digital, a one-stop digitally connected solutions platform headquartered in Singapore; Board Director of Bank of Qingdao (SEHK: 3866; SZSE: 002948).  He also serves as Board Director of ASEAN Financial Innovation Network, which was founded by World Bank, Monetary Authority of Singapore, and ASEAN Bankers Association. Calvin is appointed by the HK Government as a member of HK Cyberport Advisory Panel and a member of Prisoners’ Education Trust Fund Investment Advisory Committee.  He is also appointed as Vice President of the China Young Entrepreneurs Association, and Vice Chairman of Greater Bay Area Homeland Youth Community Foundation.

‍

Before joining AMTD Group, Calvin was formerly a Managing Director at the Investment Banking Division and a member of the Global Family Office Committee of UBS Asia. He also served as the China Chief Specialist, Asia Strategic Alliance under the Corporate and Investment Banking Division of Citigroup.

Calvin is currently a certified bank auditor and a certified public accountant in the United States.

Sophia personifies Hanson Robotics’ greater mission of developing intelligent, empathetic robots that make a positive impact on humanity and co-create a better future for all.

Sophia is Hanson Robotics’ most advanced human-like robot, created by combining break-through innovations in robotics, AI, and artistry. She is endowed with remarkable expressiveness, aesthetics and interactivity, and can simulate a full range of facial expressions, track and recognize faces, and hold natural conversations with people.

Sophia became a much-sought-after media personality, advocating for AI research and the role of robotics and AI in people’s lives. She has appeared on CBS 60 Minutes with Charlie Rose, the Tonight Show Starring Jimmy Fallon, GoodMorning Britain, and has been a keynote speaker and panel member at some of the world’s most prestigious conferences. She has also addressed members of the UN, ITU, and NATO.

Sophia is a vessel for AI research and development. Working with labs, universities, and companies around the world, Sophia donates her body, brain and AI to help advance AI research and development for a benevolent future.

Sophia has also received the title of Innovation Champion for the United Nations Development Programme (UNDP) to promote sustainable development with the use of technology and innovation in developing countries. She was also named the 2018 Gold Edison AwardTM winner in Robotics.

Peter Babej is CEO of Citi Asia Pacific, responsible for all businesses in the 17 countries and jurisdictions where Citi is present. Peter is a member of Citi's Executive Management Team.

Before his current role, Peter served as Global Head of the Financial Institutions Group. Under his leadership, Citi attained a leading position in the sector and participated in numerous landmark transactions globally.

Prior to joining Citi, Peter served in senior roles at Deutsche Bank and Lazard, where he advised financial institutions across North America, Europe and Asia.

Peter holds a B.A. (summa cum laude) from the Woodrow Wilson School of Princeton University, and a J.D. and Ph.D. from Harvard University. He is a director of Lungevity Foundation and a member of the Council on Foreign Relations.

Lori Beer is the Global Chief Information Officer (CIO) of JPMorgan Chase & Co. and a member of the company's Operating Committee, responsible for the firm's technology systems and infrastructure worldwide. Beer manages a budget of more than $11 billion and over 50,000 technologists supporting JPMorgan Chase's retail, wholesale and asset and wealth management businesses. She also serves as the co-sponsor of the firm's Access Ability Business Resource Group.

Beer joined the firm in 2014, and was most recently the Chief Information Officer for the Corporate & Investment Bank (CIB). Prior to joining the firm she was Executive Vice President of Specialty Businesses and Information Technology for WellPoint, Inc., responsible for a $10 billion business unit which included WellPoint's Specialty Products.

She also serves as a member of the University of Cincinnati's Lindner College of Business Advisory Council and has endowed a scholarship at the University to support the growing number of women in STEM careers.

Beer has been named a Computerworld Premier 100 IT Leader and National Association for Female Executives Women of Excellence Health Care Champion. She has also been ranked one of the Most Powerful Women in Banking by American Banker.

Beer holds a Bachelor of Science degree in Computer Science from the University of Dayton.

Kathryn Petralia is the President and Co-Founder of Kabbage, a leading global financial services, cash-flow technology and data platform for small businesses.
Before co-founding Kabbage, Kathryn spent nearly 15 years with fintech and ecommerce startups. After graduating from Furman University with an English degree, Kathryn pursued her interest in technology to launch a number of successful startups. She also served as Vice President of Strategy for Revolution Money, which was acquired by American Express, and was the director of corporate development for CompuCredit. In 2017, she was named to Forbes’ 2017 list of the World’s Most Powerful Women. Kathryn recently co-founded Drum, a platform reinventing sales infrastructure by connecting businesses to their ideal customers through an infinitely scalable sales force.

Kathryn serves on the boards of CARE USA, Fannie Mae Advisory Board, The Woodruff Arts Center, Padsplit, Rented.com, and the Atlanta Chamber Music Festival.

Professor Klaas Knot has been President of De Nederlandsche Bank since 1 July 2011. He serves as Vice Chair of the Financial Stability Board and Chair of its Standing Committee on the Assessment of Vulnerabilities. He is a member of the Governing Council and the General Council of the European Central Bank, member of the European Systemic Risk Board, Governor of the International Monetary Fund, Governor of the Bank for International Settlements and also member of its Board of Directors.

Klaas holds several secondary positions. He is Chairman of the Supervisory Boards of the CliniClowns Foundation. Since 2005, he has been Honorary Professor of Economics of Central Banking at the University of Groningen and since 2015 he is also Honorary Professor of Monetary Stability at the University of Amsterdam. Klaas has published several articles in leading (international) journals in monetary and financial economics.

Before taking up DNB’s presidency, Klaas was Deputy Treasurer-General and Director of Financial Markets at the Dutch Ministry of Finance (2009-2011). Between 1995 and 2009 he held several positions at DNB, the Pension and Insurance Authority (2003-2004) and the International Monetary Fund (1998-1999).

In 1991, he graduated with honours in economics at the University of Groningen. In 1995, he obtained his PhD in economics.

David Hanson develops robots that are widely regarded as the world’s most human-like in appearance, in a lifelong quest to create true living, caring machines. To accomplish these goals, Hanson integrates figurative arts with cognitive science and robotics engineering, inventions novel skin materials, facial expression mechanisms, and collaborative developments in AI, within humanoid artworks like Sophia the robot, which can engage people in naturalistic face-to-face conversations and currently serve in AI research, education, therapy, and other uses.

Hanson worked as a Walt Disney Imagineer, both a sculptor and a technical consultant in robotics, and later founded Hanson Robotics. As a researcher,Hanson published dozens of papers in materials science, artificial intelligence, cognitive science, and robotics journals — including SPIE, IEEE, the International Journal of Cognitive Science, IROS, AAAI, AI magazine and more. He wrote two books including“Humanizing Robots” and received several patents. Hanson was featured in the New York Times, PopularScience, Scientific American, WIRED, BBC and CNN.He also received earned awards from NASA, NSF,Tech Titans’ Innovator of the Year, RISD, CooperHewitt Design Triennial, and the co-received the 2005 AAAI first place prize for open interaction of an AI system. Hanson holds a Ph.D. in Interactive Arts and Technology from the University of Texas at Dallas, and a BFA in lm Animation video from the Rhode Island School of Design.

Mr Lai joined Tencent in 2009 and was the general manager for Tenpay between 2012 and 2019.  In 2015, Tencent’s payment business was accelerated and developed into Tencent FiT (Financial Technology). Since then, Mr Lai has been leading Tencent FiT until 2019.

During the time when Mr Lai headed up the Tenpay and Tencent FiT business, he and the team have made contributions of strategic significance in setting up the Group’s payment infrastructure and in creating an open financial ecosystem. In 2014, Mr Lai and his team launched WeChat Red Packet and QQ Red Packet, which had gained huge popularity across China. This enabled Tencent to tap into the fast payment market and provided a solid foundation for gaining a competitive edge in mobile payment. In 2014, Mr Lai and his team also launched the wealth management platform Licaitong. The platform has grown its aggregated customer assets to over RMB 800 billion by first half of 2019. Consequently, with payment services as an entry point, Tencent has succeeded in establishing a financial ecosystem that covers such diversified fields as wealth management, securities, banking, and blockchain. This has positioned Tencent as the leader in the FinTech sector. In 2017, Mr Lai initiated the establishment of Tencent Finance Academy, which aims to nurture cross-border talents for the Internet and financial sectors and to facilitate the long-term development of the FinTech industry. Mr Lai is the Dean of the Academy. 

Tencent’s virtual bank business is tasked with the mission of exploring innovations and opening up new frontiers for the company and the industry. In May 2019, under Mr Lai’s leadership, Fusion Bank Limited, a joint venture initiated by Tencent, was granted a virtual banking license by the Hong Kong Monetary Authority. In June 2019, as Tencent’s vice president, Mr Lai was appointed as the Chairman of Fusion Bank. 

Mr Lai is concurrently a director of renowned financial corporations including ZhongAn Online P&C Insurance Company Limited, Hetai Life Insurance Company Limited, and CITIC Capital Holdings Limited. 

Prior to joining Tencent, Mr Lai had successively been an investment manager with Apax Partners PE in the UK and Lehman Brother’s Investment Bank in the US; and served as associate vice president at Credit Suisse First Boston Investment Bank. 

Mr Lai is a member of the Guangdong Provincial Committee of the Chinese People’s Political Consultative Conference. In the Hong Kong SAR, he is a member of the Chief Executive's Council of Advisers on Innovation and Strategic Development and a member of Committee on Innovation, Technology and Re-industrialization. He also serves as a board member and Convenor of the Policy Research Committee of Financial Services Development Council and a member of the Financial Infrastructure and Market Development Sub-Committee of the Exchange Fund Advisory Committee of Hong Kong Monetary Authority. In 2009, Mr Lai was named Outstanding Corporate Leader in the 530 Program of Wuxi Municipality, Jiangsu Province, People’s Republic of China. 

Mr Lai holds a bachelor’s degree in computer science from MIT, minor in economics. He also holds a master’s degree in computer science from MIT as well as an MBA degree from Harvard Business School.

Mr Yau assumed the post of the Secretary for Commerce and Economic Development on July 1, 2017. His portfolio covers policy areas from trade, commerce to telecommunications and broadcasting, and from promotion of creative industries, intellectual property and consumer protection to boosting inward investment and tourism development.  

Mr Yau has his full career in the public service. Before taking up the current post, Mr Yau was the Director of the Chief Executive's Office from 2012 to 2017, assisting the Chief Executive in formulating policies and setting policy goals and priorities. He was the Secretary for the Environment from 2007 to 2012, overseeing policies on environmental protection, energy, nature conservation and sustainable development. 

Mr Yau started his civil service career as an Administrative Officer in 1981. During his long service as a civil servant, he held various positions,  including Director of Information Services, Deputy Secretary for  Education and Manpower, Deputy Director-General of Trade and Industry as well as Director-General of the Hong Kong Economic and Trade Office in Washington, DC, USA. 

Mr Yau graduated from the University of Hong Kong. He received further education at Oxford University and at Harvard University.

Christine leads the Interbank Information Network (IIN), a new ecosystem and network that enables collaboration, easy and direct access to value-added applications, and commercialization opportunities for financial institutions, corporates and fintechs. Additionally she oversees J.P. Morgan’s global Blockchain team, tasked with setting a comprehensive blockchain strategy for the firm and its various lines of business, designing and driving the development of cutting edge technology products, collaborating with the blockchain and crypto ecosystem, and guiding clients on the journey. Previously, she led development of productionized credit risk tools in Global Wealth Management and held various sales & structuring roles across Commodities, Asset-Backed Securities, and Syndicated Loans. She is a graduate of Brown University. Christine was recently named in Fortune’s The Ledger 40 Under 40 list of “the most impressive, young superstars transforming business at the leading edge of finance and technology.”

Joseph Lubin is a co-founder of Ethereum and founder and CEO of ConsenSys, one of the world's leading blockchain technology companies.

In 2014, Joseph co-founded the Ethereum Project and founded ConsenSys to focus on building infrastructure, developer tools, and decentralized applications on the Ethereum platform. Prior to working on Ethereum, Lubin’s career focused on the intersection of cryptography, engineering, and finance, including his role as VP of Technology in Private Wealth Management at Goldman Sachs.  

Joseph graduated cum laude with a degree in Electrical Engineering and Computer Science from Princeton.

Renaud is the co-founder and CEO of Upgrade, Inc. a neobank that offers affordable and responsible credit to mainstream consumers. Under his leadership, Upgrade reached $100 million in revenue run rate, profitability and a billion-dollar valuation within 3 years of launch. Upgrade is the only neobank backed by one of the world’s top 10 largest banks. Prior to Upgrade, Renaud founded and ran Lending Club for 10 years. He took the company public, reaching a market capitalization of $10 billion in December 2014. At Lending Club, Renaud pioneered consumer fintech and grew the company to become the largest provider of
personal loans in America.

Renaud was ranked #23 in Bloomberg Markets’ 2015 Most Influential List, an annual ranking of the World’s top 50 most influential leaders across technology, finance, and politics. He was also recognized at the Clinton Global Initiative by President Clinton for expanding access to affordable and responsible credit. In 2014, he won the Economist Innovation Award in the consumer products category and was named the best start-up CEO to work for; by Business Insider. Renaud holds the Newport-Bermuda world speed sailing record.

Agustín Carstens became General Manager of the BIS on 1 December 2017.

Mr Carstens was Governor of the Bank of Mexico from 2010 to 2017. A member of the BIS Board from 2011 to 2017, he was chair of the Global Economy Meeting and the Economic Consultative Council from 2013 until 2017. He also chaired the International Monetary and Financial Committee, the IMF's policy advisory committee from 2015 to 2017.

Mr Carstens began his career in 1980 at the Bank of Mexico. From 1999 to 2000, he was Executive Director at the IMF. He later served as Mexico’s deputy finance minister (2000–03) and as Deputy Managing Director at the IMF (2003–06). He was Mexico's finance minister from 2006 to 2009. 

Mr Carstens has been a member of the Financial Stability Board since 2010 and is a member of the Group of Thirty.

Mr Carstens holds an MA and a PhD in economics from the University of Chicago. 

Claire Calmejane began her career in 2006 in the Technology Transformation department of Capgemini Consulting, where she supported companies and especially financial institutions in their technological and digital transformation. Contributing to a study on the digital transformation of large companies led by the Massachusetts Institute of Technology in 2011, she joined the London office of Capgemini to lead the digital centre of the Financial Services sector. Recruited in 2012 by Lloyds Banking Group as Head of Digital Delivery in the Online Services Department, she was appointed Innovation Director and set up the Innovation Labs and the Digital Academy before being appointed Risk Transformation Director at Lloyds Banking Group.

In September 2018, Claire Calmejane joined Societe Generale as Group Chief Innovation Officer. She is a member of the Group’s Management Committee
Claire Calmejane studied IT Engineering with a degree from the École pour l'informatique et les techniques avancées (EPITA) and a Masters degree from the HEC French school of management.

Follow Claire Calmejane on Linkedin and Twitter

Angel Ng is the Chief Executive Officer (CEO) for Citi Hong Kong and Macau.  She was appointed to this position in May 2018 to oversee all the businesses across the Citi franchise in the two markets.  The role entails working closely with Citi’s local, regional and global offices to execute the bank’s business strategy and maintaining strong relationships with clients, the public sector, regulators, governments, and across the Citi global organization.

Angel is a member of the Citi Asia Pacific Operating Committee.  She is also the Chief Executive for Citibank, N.A. Hong Kong Branch, and Citibank (Hong Kong) Limited.

Prior to assuming the CEO role, Angel was the Chief Executive and Consumer Business Manager for Citi’s consumer banking operations in Hong Kong.  In addition to the overall management of the consumer banking business and operations, Angel contributed significantly to driving the digital transformation and cultivating a culture of innovation in the consumer bank. 

Angel joined Citi Hong Kong in 1998.  She had previously served as the Head of Retail Banking, Wealth Management, and Cards.  Prior to Citi, she held a number of senior roles at Procter & Gamble and CLP Power Hong Kong.  She started her career with HSBC. 

A strong advocate of work-life balance and diversity, Angel is a member of the Citi Women Global Affinity Steering Committee.  She is also a founding member of an informal women chief executives group that aspires to drive gender diversity and develop female talent in the industry. 

Angel currently serves as a board or committee member of the following organizations: Financial Infrastructure and Market Development Sub-Committee under the Exchange Fund Advisory Committee; Board of Directors of the Hong Kong Science & Technology Parks Corporation; Council of the Treasury Markets Association; Financial & Treasury Services Committee of The Hong Kong General Chamber of Commerce; Corporate Advisory Council of The Hong Kong Securities and Investment Institute; Financial Education Coordination Committee under the Investor and Financial Education Council; Council of The Hong Kong Institute of Bankers (Vice President); Board of The Community Chest of Hong Kong; and Board Advisor of Teach for Hong Kong.  Angel is also a member of the Hong Kong Academy of Finance.

Angel holds a Bachelor of Business Administration degree with the Chinese University of Hong Kong. 

Mr. Tang studied mathematics at Peking University, and gained a bachelor’s degree in economics at the University of the South (Sewanee) in the US. In 2018, he was awarded the honorary doctorate degree of the University of the South (Sewanee) for his outstanding achievements in the fintech field. During his early career, Mr. Tang joined Wall Street investment bank Donaldson, Lufkin & Jenrette where he worked on IPO, bond issuance and M&A in the areas of financial services, telecommunications, media and technology.

Mr. Tang founded CreditEase in Beijing in 2006. After efforts of 14 years, CreditEase has grown into an internationally leading fintech enterprise, promoting the development of inclusive finance and wealth management career in China. On December 18, 2015, CreditEase listed its online consumer finance and wealth management subsidiary, Yiren Digital, on the New York Stock Exchange (NYSE:YRD), the first fintech company IPO from China in the global capital markets.

Mr. Tang serves as Chairman of Beijing Internet Finance Association and the member of Specialized Committee for Funds of Funds of China Securities Investment Fund Industry Association, Global Leadership Committee of Saïd Business School, University of Oxford, and Shanghai Finance Institute. In September 2018, Mr. Tang was appointed financial advisor of Xi'an Municipal People's Government. CreditEase serves as member of Standing Committee of National Internet Finance Association of China as well as Vice Chairman of China Micro-credit Companies
Association. Invited by the Singapore Government, as from November 2018, Mr. Tang will sit on its International Technology Advisory Panel to advise Fintech developments. Mr. Tang is also a member of The Wall Street Journal CEO Council and Fortune CEO Initiative. In March 2019, Mr.
Tang became the executive director of China Mergers & Acquisitions Association.

Mr Alfred Sit joined the Government as Assistant Electrical and Mechanical Engineer in 1984 and was promoted to Chief Electrical and Mechanical Engineer in 2001, to Government Electrical and Mechanical Engineer in 2007, to Deputy Director of Electrical and Mechanical Services in 2011. He was Director of Electrical and Mechanical Services and Electrical and Mechanical Services Trading Fund General Manager since October 2017. On 22 April 2020, Mr Sit was appointed Secretary for Innovation and Technology.

Mr Sit is an electrical engineer by profession and has over 30 years’ experience in public administration. He is a fellow member of the Hong Kong Institution of Engineers. He was the President of the Hong Kong Institution of Facility Management and Chairman of the Biomedical Division of the Hong Kong Institution of Engineers.

Mr Sit holds the Associateship in Electrical Engineering from the Hong Kong Polytechnic and a master degree in Business Administration from The Chinese University of Hong Kong. He has also attended the Harvard Business School.

Jeremy Allaire is Co-Founder, Chairman and CEO of Circle, a global financial technology firm that enables businesses of all sizes to harness the power of stablecoins and public blockchains for payments and commerce worldwide. Founded in 2013, Circle is the pioneer of the fastest growing fiat-currency backed stablecoin, USD Coin. Previously, Mr. Allaire co-founded and led multiple global internet technology companies with thousands of employees, hundreds of millions of consumers served, and multiple successful public offerings on NASDAQ. He has provided expert testimony on digital assets and monetary policy before the US Senate Committee on Homeland Security & Government Affairs, US Senate Banking Committee, and he has been named to the International Monetary Fund (IMF) High-Level Advisory Group on FinTech. Mr. Allaire provides perspective and policy recommendations at the highest levels inside financial bodies across the US, UK, and Europe.

Mr. Lau is currently Chairman & CEO of WeSure, Tencent’s Internet insurance platform. Tencent WeSure works with leading insurance companies to select and offer insurance services to over a billion users on the WeChat and QQ platforms. Before WeSure, he was Senior Partner at McKinsey & Co. and Asia Head of McKinsey Digital. Mr. Lau graduated from Oxford University with a Master degree in Engineering, Economics and Management.

As Founder & Executive Chair of 10x Future Technologies, Antony defines our purpose - making banking 10x better.

Antony is committed to driving the digital economy beyond the boundaries of 10x; he serves as Group Chairman of Currencies Direct, the leading UK non-bank provider of foreign exchange and international payment services, a board member of Blockchain, the world’s leading software platform for digital assets, and Board Director for US mortgage lending giant Fannie Mae.

Additionally, Antony is committed to advancing digital education and skills in the workforce; his dedication to the advancement of learning is recognised in his role as
Chair of the Institute for Apprenticeships and Technical Education, an employer-led organisation established to promote high-quality apprenticeships by 2020.
Before creating 10x, Antony served as Group CEO of Barclays plc for three years.

David is the CTO and Global Head of Operations & Technology of Sberbank Group, Executive Vice President at Sberbank. He has a non-typical combination of responsibilities in his CTO role at Sberbank: while being in charge of 40,000+ IT engineers and developers, managing multibillion USD budget and leading technology transformation of a company with 100+ mln active customers, he is also responsible for PnL of technology centric business streams like cloud computing (SberCloud) and consumer electronics and IoT business (SberDevices). In this role David transformed IT function at Sberbank to a product-oriented engineering organization, dramatically reduced TCO of applications, decreased the operation teams by three times, reduced infrastructure-related incidents by 50%+, stabilized the production environments, and launched the #29 world’s powerful supercomputer Christofari. 

In September 2020, he and his team presented a family of virtual assistants, named Salute, and the first in history of Sberbank consumer electronics devices, called SberBox (a smart plug-in box to any TV set that has HDMI input with inbuilt virtual assistants), and SberPortal (a Smart Display with sound crafted by Harmon/Kardon which a person can interact using voice, gestures, touch, video, biometrics, and images). At the same time, David launched the SmartMarket, an analogue of AppStore or Google Play, which allows any company or entrepreneur in Russia creates smart skills for the assistants and get direct access to Sber’s ecosystem customers (100+ mln).

Rafalovsky spent 20 years at Citi in New York. In March 2018, he joined Sberbank. David reports to the CEO, Chairman of the Executive Board of Sberbank Herman Gref. Rafalovsky is the Member of the Management Committee of Sberbank Group. 

Jing Ulrich is Managing Director and Vice Chairman of Global Banking and Asia Pacific at JPMorgan Chase. She provides strategic advice to the firm’s most senior global clients across all sectors and asset classes, including advisory and capital raising for transformative companies in the technology, mobility, healthcare, and consumer markets. Educated at Harvard and Stanford Universities, Ms. Ulrich helps foster greater cross-border collaboration, building relationships with executives from Asia’s leading enterprises, private equity and sovereign wealth funds, and prominent multinationals. 

Ms. Ulrich has received numerous accolades for her work in the industry. She has been ranked one of Fortune Magazine's 50 Most Powerful Global Businesswomen. Forbes named her one of Asia’s 50 Power Businesswomen and ranked her among the 100 Most Powerful Women in the World. The South China Morning Post selected Ms. Ulrich as one of the top 25 most inspirational and influential women in Hong Kong. In recent years, publications including China Daily, China Entrepreneur magazine and FinanceAsia have consistently ranked Ms. Ulrich among the top business elite in Asia. She has also been dubbed the "Oprah Winfrey of the investment world.”

Ms. Ulrich serves as a member of the International Chamber of Commerce G20 CEO Advisory Group. In May 2019, at the annual general meeting of adidas AG, global shareholders elected Ms. Ulrich to the Supervisory Board of adidas for a five-year term. She also serves on the international advisory board of German multinational company Bosch, the Strategy Advisory Board of private equity firm L Catterton and the China Advisory Panel of real estate company CapitaLand. Previously Ms. Ulrich served as an independent director on the boards of Ermenegildo Zegna and GlaxoSmithKline plc. 

Sergio Furio is CEO and Founder of Creditas, the main secured lending platform in Brazil. He was born in Spain and before moving to Brazil, worked as an Investment Banker at Deutsche Bank in Madrid for 5 years, then he moved to NY to join The Boston Consultant Group, where he worked for 7 years advising global financial institutions in strategic planning, product strategy and technology transformation. He co-founded the Brazilian Digital Credit Association, is a board member of HBS Alumni Angels in Brazil, Endeavor’s Entrepreneur, active angel investor, triathlete and marathon runner.

Ms Leung is a member of the Securities and Futures Commission (SFC). She is the Deputy Chief Executive Officer and an Executive Director with responsibility for the Intermediaries Division, which comprises the Intermediaries Supervision and Licensing departments. That Division is primarily responsible for administering licensing requirements and conducting ongoing supervision of licensed corporations with a focus on their business conduct and financial soundness.
Prior to joining the SFC, Ms Leung was the Under Secretary for Financial Services and the Treasury from August 2008 to December 2013 and worked with the Hong Kong Monetary Authority (HKMA) for 14 years.
Ms Leung graduated from The Chinese University of Hong Kong and earned a master's degree from Columbia University in the City of New York. She authored a book on how Asia surmounted various financial crises.
Ms Leung is a member of the Council of Advisers for Applied Research of the Hong Kong Institute for Monetary and Financial Research.
Ms Leung chairs the SFC's Academic and Accreditation Advisory Committee and the Fintech Advisory Group. She also sits on the Advisory Committee, Investment Committee, Budget Committee, Executive Committee and the SFC (HKEC Listing) Committee.

Vartika Ambwani has extensive experience in various areas in the technology ecosystem and is an early FinTech leader. She’s currently a Vice President at Silicon Valley Bank’s FinTech Growth team which focuses on post-Series A venture-backed companies with annual revenues between $5M and $75M. Vartika is responsible for business development and portfolio management which involves sourcing and managing relationships with founders, C-level executives, VC/PE investors, Corporate VCs, and industry influencers. She also focuses on commercial lending which includes origination, structuring, pricing, and deal diligence for venture debt deals, and working capital lines including warehouse credit facilities.

Prior to SVB, Vartika led Operations at two late-stage (Series B and Series C) FinTech startups in San Francisco, California. Prior to FinTech, Vartika served in various banking roles in Toronto, Canada. In addition to industry experience, Vartika is actively involved in the startup community and serves as an Advisor/Mentor to several VC firms and accelerators including First Round Capital, 500 Startups, Alchemist Accelerator, and Nasdaq Entrepreneurial Center where she advises founders/CEOs on fundraising, capital management, go-to-market, partnerships, product expansion, and growth strategies.

Vartika is a CPA, CMA (Ontario, Canada) and completed her degree in Business Management from Ted Rogers School of Management at Ryerson University in Toronto,
Canada.

Joseph is a career international banker. He has held executive positions at NAB, ANZ, CIBC World Markets, Citibank and Lloyds Bank.

As Group Executive/Divisional CEO, NAB Business Banking from 2008-14, Joseph was responsible for leading Australia’s largest and most profitable Business Bank and SME franchise.

A member of the Group Executive Committee, the Group Risk Committee and Group Asset and Liability Committee (ALCO), Joseph also chaired the Business Bank Divisional Risk Committee overseeing a loan portfolio of $220bn. At ANZ from 2000-4, Joseph developed a ‘Wall St. to Main St.’ strategy bringing advisory and private equity capabilities to the SME market.

From 2004-7, Joseph was ANZ’s Managing Director, Global Client Relationships. Joseph spent 12 years at Citi, where he had extensive credit and market risk training and held senior risk management roles. Joseph has deep customer, risk and business management experience, together with success in starting new businesses. Joseph holds a MSc (Finance), MBA, MSc International Management (China), MA in Contemporary Chinese Studies and MBA (Banking) degrees from University of London, London Business School and University of Nottingham in China and is currently studying for an MSc in Psychology and Neuroscience of Mental Health at Kings College, London. He is a fellow of FINSIA and Fellow of the Chartered Institute of Bankers.

He is a member of the Chartered Institute of Bankers in Scotland and authored three books: ‘Corporate Governance & Shareholder Wealth Creation’ (2003), ‘Chinese Firms Going Global – Can They Succeed? (2018) and ‘Breaking the Banks – What went wrong with Australia’s banking? (2019). Joseph is an Adjunct Professor at University of Queensland Business School, and was a member of the expert panel advising the Deans of Australian Universities on finance course content at Bachelor and Master Degree levels.

He was a Director of Football Federation Australia (FFA) from 2010-2018 and has five international football caps for Scotland at youth level.

Since 2016, Brian has been the Executive Director of Hyperledger, a project hosted at the Linux Foundation. He also volunteers on the boards of directors of the Mozilla Foundation (since 2003) and the Electronic Frontier Foundation (since 2013) and chairs the Technical Advisory Board at ID2020. Brian's career has switched between starting early web and open source companies (Wired Magazine, Organic and CollabNet), to working for the White House 2009-2010 and as Chief Technology Officer at the World Economic Forum. Brian lives on a farm with chickens and goats, and once took a day trip to Antarctica.

Mirna Sleiman is the founder and CEO of Fintech Galaxy, an open innovation and crowdsourcing platform that enables digital transformation of financial markets, through global engagement and collaboration by offering a cloud-based innovation crowdsourcing platform, an open API sandbox, and an AI-powered global fintech marketplace.
Mirna has more than 15 years of experience in government relations, business strategy, digital communications and journalism.

Driven by passion for innovation and positive impact, Mirna has a track record in leading digital transformation projects, marketing comms strategies and global partnerships with public and private entities, focusing on knowledge economy development, regulatory infrastructure and financial markets. Managed public sector business for Thomson Reuters across 22 MENA countries and partnered with international organizations to promote innovation and social change. She spent more than 10 years as a financial journalist with Reuters, Dow Jones, The Wall Street Journal and Zawya.

Mirna has an Executive MBA from City University of London in Innovation and Entrepreneurship. She is certified from MIT University in Fintech and ecommerce, and in Digital Marketing and Communications from Columbia University.

Arthur Yuen is in charge of the full range of banking policy, supervision, conduct, and enforcement issues at the Hong Kong Monetary Authority (HKMA). He joined the HKMA in 1996 as Head of Administration and has since taken up different responsibilities including research and liaison on China economic and market development issues before being appointed Head of Banking Supervision in 2000.  He took up the position as Executive Director (Banking Development) in July 2004, Executive Director (Banking Supervision) in June 2005 and Executive Director (External) in July 2008.  He was appointed to his present position on 1 January 2010. 

Buhle Goslar is JUMO's Chief Executive  Officer for the Africa region and Pakistan.  She has held senior leadership roles in the  financial services, technology, retail, and  tourism sectors. Buhle has worked across  sub-Saharan Africa, as well as in Asian and  European markets. A certified international  retail banker, she also holds a BCom Marketing Degree from UNISA and an  Executive MBA from the GSB at the  University of Cape Town.

Yuval is co-founder and CEO of Digital Asset, the New York-based technology company that created the DAML smart contract language. DAML is the only language for
designing, writing, and deploying applications to the DLT of your choice. Digital Asset works through an ecosystem of partners to develop DAML-driven platforms
and applications, allowing you to get to market first.

Yuval co-founded the company in 2014 and served as Chief Financial Officer until 2018 and Chief Operating Officer until he was named CEO in March 2019.

As a co-founder and COO, Yuval hired the majority of the company’s executive leadership, established its presence in six countries and facilitated the acquisition of four tech startups in two years. Yuval also helped the company secure more than $150 Million in funding from 15 strategic investors and grew trusted relationships with Digital Asset’s clients and partners, including the ASX, Broadridge, and VMware. Today, the company’s partners have enabled DAML to work with multiple distributed ledger platforms, such as VMware Blockchain, Hyperledger Fabric, Hyperledger Sawtooth, Corda and Amazon’s QLDB and Aurora.

Prior to Digital Asset, Yuval managed an algorithmic trading desk at DRW Trading and he launched DRW Venture Capital as a member of the firm’s investment team. He also worked as a developer at Citadel.

Yuval has a bachelors of science in electrical engineering from Georgia Institute of Technology. He is based at the company’s headquarters in New York City.

William Li is the Founder and CEO of Akulaku. Since founding Akulaku is 2014, he has grown the company to one of the largest and most well-funded financial technology groups in Southeast Asia with businesses including digital banking, BNPL, wealth management, and digital insurance. Before Akulaku, William was an investment management at PingAn Investment and a lawyer at King & Wood Mallesons. William graduated from Washington and Lee University with a M.A. in Law and Tsinghua University with a B.A. in Law.

Yingxue Cao is the Managing Director responsible for leading the InnoVen’s business in China. She is a senior expert in China venture lending business with more than 10 years working experiences in debt market.

Prior to joining InnoVen capital, Yingxue was a Managing Director of China Growth Capital where she led the venture lending business.

Yingxue started her career in investment banking in Deutsche Bank (HongKong). She was the Vice President of Debt Capital Market Department responsibly for the the initiation and underwriting of large and medium-sized domestic foreign bonds, structured products. She also served as a senior analyst in Cheung Kong Graduate School of Business.

Yingxue received her Ph.D. in quantitative economics from Tsinghua University, she also had Master degree and Bachelor degree in Finance from Tsinghua University.

Dr. Roland Folz is Chief Executive Officer of Solarisbank AG (since February 2017). Roland has over 25 years of experience in the banking and financial services sector, with additional senior management expertise in the mobility and telecoms industries. He joined Solarisbank from Deutsche Bank, where he spent almost eight years in various regional and global CFO responsibilities. Prior to Deutsche Bank he held executive roles within the T-Com/T-Home division for Deutsche Telekom AG and was CEO of DaimlerChrysler Bank AG. As Co-CEO of Direkt Anlage Bank AG, Roland expanded Germanys first discount broker into 6 European countries, eventually taking the company public in 1999.

Mr Edmond Lau is responsible for external affairs, financial infrastructure and research.  He holds a Bachelor of Social Sciences degree in Economics and a Master of Social Work degree from the University of Hong Kong. Mr Lau joined the Hong Kong Government as an Administrative Officer in 1986. He joined the HKMA in 1997 as Division Head (Banking Development) and had been involved in banking reform and the establishment of the Deposit Protection Scheme. He also served as the Administrative Assistant to the Chief Executive of the HKMA in 2004 after a one-year secondment to the Financial Services and the Treasury Bureau. Mr Lau was promoted as Executive Director (Strategy and Risk) in 2005. He assumed the post of Executive Director (Monetary Management) from 2007 to 2013 when he resigned from the HKMA to pursue further study and, thereafter, take up a leadership role in an NGO. Mr Lau joined HKMC Annuity Limited as Chief Executive Officer in 2017.

Mr Pou holds a Bachelor of Social Sciences degree in Economics from the Chinese University of Hong Kong. Mr Pou joined the HKMA in 1994 as an Assistant Manager. He was promoted as Manager in 1997, as Senior Manager in 2000 and as Division Head in 2008. Mr Pou has worked in different areas of HKMA’s work including banking supervision, banking policy, banking development, monetary operations and payment system operations. Mr Pou was seconded to The Hong Kong Mortgage Corporation Limited (HKMC) during 2015 to 2018 to oversee HKMC's general insurance business, before taking up the present position on 29 October 2018.

At Oriente, Geoffrey is responsible for global business strategy, strategic partnerships, brand, and investments. He has nearly 20 years of experience founding, scaling and investing in technology companies across international markets. 

Before this, Geoffrey spent seven years as a founding Partner at Atomico, a leading global VC firm with over US$2 billion in assets under management where he focused on sourcing new investments and working with portfolio companies on their global business development and expansion initiatives. 

In 2002, Geoffrey co-founded Skype, where he also served as Chief Strategy Officer. At Skype, he worked with a small team to build a leading global telecommunications platform company and oversaw its expansion into Asia and Latin America in addition to driving its initial business plan development and fundraising activities. He also played an instrumental role in the $3.1 billion exit to eBay Inc in 2005. 

Geoffrey holds a Bachelor's degree from the University of Michigan.

Van leads Xinja's neobank technology and consulting business and is Fintech Australia's 2019 Female Fintech Leader of the Year. She is an expert in business
strategy and customer experience disruption, having worked across financial services, telco, energy and education sectors. Her experience spans public policy, regulatory strategy, business and product development, operational excellence, leadership and resilience programs and organisational change and transformation. Van has an MBA, is a former lawyer, regulator and lecturer at UNSW. She has also served on SDN Children’s Services’ research and ethics committee since 2013.

Published prolifically in refereed journals and conference proceedings in the fields of data mining, machine learning, artificial intelligence, etc.

Research results about document intelligence have been widely applied in the industry of financial securities.

Brad Jones is the Chief Executive Officer of Wave Money, a role he has held for the last five years. Wave Money is a fintech joint venture in Myanmar owned by Telenor Group, Yoma Strategic Holdings and Yoma Bank. Wave Money is the leading mobile financial services provider in Myanmar, serving millions of customers monthly across a network of more than 57,000 agents.

Previously Brad headed mobile money and innovation for Visa in Asia Pacific, North Africa and the Middle East. He has also been an emerging payments consultant to World Bank Group, working in a variety of markets including the Philippines, Indonesia, Bangladesh and China. Prior to Visa, Brad was the founding Managing Director of Wing Cambodia, the first bank-led mobile money deployment in Asia. Brad has worked in financial services for 18 years, and is well known in the emerging payments and mobile money industry as a delivery focused executive.

Brad holds a Bachelor of Commerce from Griffith University of Australia and post-graduate business qualifications from the University of Queensland.

Nick Molnar is co-founder and Chief Executive Officer of North America for Afterpay, the leading retail installment payments innovator and one of the fastest growing global fintech companies. 

As a former investment analyst and young, serial-entrepreneur, Nick’s vision for Afterpay was to create a global payment solution that would allow consumers to pay for items in four interest-free installments. As a millennial himself, he recognized that this generation has an aversion to credit cards because they can lead to compounding debt. Nick launched Afterpay in Australia in October 2014 and listed the company on the Australian Securities Exchange in 2016. The company expanded into the U.S. in May 2018 and the UK in June 2019. In August 2020, the company expanded into Canada and Southern Europe.   

Prior to establishing Afterpay, Nick launched the leading American online jeweler, Ice.com, in Australia and successfully grew the business to become the largest online-only jewelry and watch retailer in Australia. Earlier in his career, Nick worked as an Investment Analyst at venture capital fund M. H. Carnegie & Co., where he was primarily responsible for growth stage investments. 

Previously, Nick was a semi-professional rugby player in Australia and now is an avid skier and sports fan.  He lives between Sydney and San Francisco, with his wife and two children. You can learn more about Nick from his LinkedIn profile and hear him talk about the founding of the company here.

Mr. Anubrata Biswas is the MD & CEO of Airtel Payments Bank Ltd, the first Payments Bank in India. Mr. Biswas has an experience of over 17 years in the Banking Industry, holding multiple leadership roles across geographies. Prior to joining Airtel Payments Bank, he worked with ICICI Bank Ltd, India’s second largest bank, as the Retail Business Head for South India.

Mr. Biswas started his banking career with ICICI in 2001. From 2002 onwards he was responsible for building the ICICI Bank brand in the USA and the Middle East, post which, he moved to London in 2006 to set up the Direct Banking business for ICICI Bank UK Plc, a subsidiary of ICICI Bank Limited. From 2009, he headed Retail & Private Banking, and was a member of the Management Committee for this subsidiary. Mr. Biswas moved to Mumbai from London in 2013 to take over the International Retail business for ICICI Bank Ltd. He then took over as the Zonal Head for the Bank in West Bengal from 2016-17.

Mr. Biswas has a Bachelor’s degree in Electrical Engineering from Jadavpur University and a Master’s degree in Business Administration (PGDBM) from IIM, Ahmedabad.

Anthony is Chairman of MoMo, Vietnam’s leading e-wallet. MoMo is a ‘super app’ with a wide range of use cases for mobile payments, and has integrated directly with the vast majority of the country’s banks, telcos, utilities and public services. MoMo is accepted at leading merchants across supermarkets, convenience stores, gas stations, food, and retail establishments as well as for online purchases across categories like food and grocery delivery, travel and entertainment. Beyond Payments, MoMo is building out its Financial Services business to enable lending, wealth management and insurance through the platfrom. Anthony was previously President and CEO of Mynt in the Philippines, the JV between AliPay and Globe Telecom with the Ayala group locally, that operates the GCash mobile wallet. He was part of Mynt's founding leadership team from 2015 and oversaw a period of unprecedented growth and reinforced market leadership for GCash. He remains an Advisor to the Board at Mynt. Prior to Mynt, Anthony was with Citibank's Global Consumer Group for 17 years across Asia, Latin America, and the US.

Andrea is a Partner within Antler’s global team. Her specific mandate is to drive the strategy and execution behind securing capital for Antler and it’s portfolio companies globally. Andrea is a senior financial service professional with a diverse 18-year international career across 3 different jurisdictions and multiple disciplines. Before joining Antler Andrea was an Executive Director at Goldman Sachs Investment Management Division where she was responsible for the investment management needs of clients across all asset classes. Before joining Goldman Sachs, Andrea spent over a decade at HSBC in various capacities ranging from designing and executing corporate strategy globally, leading selected M&A activities and undertaking investment and client management activities. Andrea is an Honours Law Degree holder and a Fellow Chartered Accountant having trained with KPMG as her first professional mandate. Andrea is on the Fundraising Committee of AIDHA, a Singapore Charity with IPC status, providing Foreign Domestic Workers and low-income Singaporean women with financial education. Andrea has also been selected to be one of the Female Champions of the Financial Women’s Association Singapore and is a regular guest speaker at Singapore Management University’s Certificate in FinTech & Innovation course. Andrea has lived in Singapore for 9 years and is a proud mother of 6-year-old twins.

Mr Chan was appointed the Under Secretary for Financial Services and the  Treasury on 16 August 2017. 

Mr Chan has many years of senior executive experience in the banking industry.  He was a Managing Director in the Global Markets Division of Credit Agricole Corporate & Investment Bank, and was a Managing Director in Financial  Markets of Standard Chartered Bank. 

Prior to joining the Government, Mr Chan held multiple roles in a number of  public and professional bodies, including Vice President of the Hong Kong  Society of Financial Analysts, Director of Hong Kong Securities & Investment  Institute, Advisor of the Chinese Gold & Silver Exchange Society, as well as a  General Committee member of the Hong Kong General Chamber of Commerce. 

Mr Chan was also a member of the Central & Western District Council.  

Mr Chan holds a Bachelor of Arts in Economics (Hon) and Psychology from the  University of Michigan, USA. He is also a Chartered Financial Analyst.

Zennon is the Founder and Director of Kapronasia, one of Asia’s leading providers of consulting services focusing on the fintech industry. Zennon has been involved in financial technology for over 20 years and covers all topics fintech and blockchain. Before Kapronasia, Zennon was the Global Banking Industry Manager for Intel based out of Shanghai, China and, prior to Intel, was the CIO for Citigroup Portugal. Zennon has testified in front of the U.S. Congress on issues of China fintech and is the author of ‘Chomping at the Bitcoin: The History and Future of Bitcoin in China’ published by Penguin. He holds a B.S. in Computer Science from Syracuse University and an MBA from INSEAD.

Elizabeth is the CEO and founder of AZA, an established provider of currency trading solutions which accelerate global access to frontier markets through an innovative infrastructure.  By leveraging cutting edge technology in our flagship products, TransferZero and BFX, AZA is able to significantly lower the cost and increase the speed of business payments to and from frontier markets. AZA is now a market-maker in every major African currency and facilitates payments into G20 currencies directly.

Elizabeth founded the company in 2013 in Nairobi, Kenya and has expanded it to 10+ markets across Africa and Europe.  Before founding AZA, Elizabeth was a rating analyst for microfinance institutions across sub-Saharan Africa, consulting for Grameen Foundation, Gates Foundation and the Acumen Fund, as well as working with regulators and policy-makers on legislation for financial innovations.  Elizabeth co- chairs the World Economic Forum‘s Council on Blockchain and holds an M.A. in International Business and Finance from Columbia University.

Dr. Victor Huike Li is a serial entrepreneur and IT industry veteran, with more than 20 years of experience in building and commercializing cutting-edge technologies. Dr. Li has held multiple senior executive positions in both China and Australia, accumulating a comprehensive set of industry experiences in such areas as R&D, consulting, business development, and management. Dr. Li was the founder and CEO of VanceInfo Technologies Australia Inc., wherein he established the first China-based IT services firm in Australia and drove its expansion across the Asia-Pacific region. Dr. Li was also the co-founder of InfraRisk, a leading supplier of credit management solutions in Australia. Dr. Li joined Pintec in 2019 subsequent to the acquisition of InfraRisk. After joining the Company, Dr. Li first served as head of international business and then as executive vice president for the Company prior to his current roles.

Dr. Li holds a Ph.D. in Computer Science from the University of Melbourne as well as a master’s and bachelor’s degree in Electrical Engineering from the Beijing Institute of Technology.

Michael has an extensive background in financial services in Asia, Europe and North America. He has been in Asia-Pacific since 1995 - first in Hong Kong for six years, then in Sydney and Singapore, returning to Hong Kong in 2007. Before setting up Hubbis in early 2009, Michael founded Pacific Prospect in 2002 and sold it to global business-to-business publisher Incisive Media in 2006, continuing to serve as Chief Executive Officer until October 2008. 

Prior to Pacific Prospect, Michael worked for nine years in financial markets publishing. He joined Euromoney Publications in 1993 as the publisher of a quarterly magazine, International Bond Investor. In 1995, Michael joined Thomson Financial Services to conceive and launch Finance Asia magazine. While he was Managing Director of Finance Asia, Michael also launched the Asian Debt Review, Asian Private Capital Magazine and started the Finance Asia Conference Business. In 1997, Michael founded FIA Limited. 

Born in North Wales, Michael was head boy of St David's College Llandudno. He has a degree in Business Administration from Cardiff University. He now lives in Sai Kung, Hong Kong, and is married with three children - Reanna, Garett and Tarryn.

Martha Sazon is the President & CEO of Mynt, which operates GCash. Previous to the role, Martha was a Senior Vice President at Globe as Head of the Broadband Business. With more than 20 years experience in various industries like food, OTC drugs and personal care, she is highly experienced in transforming organizations and businesses. In her 12 years in Globe, she has led various businesses such as Postpaid Mobile, Small and Medium Business, and Broadband. She has pioneered and executed breakthroughs, all anchored on addressing important customer needs such as the customizable plans in postpaid, Introducing tech solutions for SME’s, even created a new industry category in prepaid via the highly successful Globe Home Prepaid Wifi, while building agile and digital capabilities.

Martha has attended and finished IMD and INSEAD executive programs and has a Bachelor of Science degree in Business Administration and Accounting (Cum
Laude), from the University of the Philippines, Diliman.

Mr Stephen Phillips is the Director-General of Investment Promotion at Invest Hong Kong (InvestHK), the Government Department responsible for attracting and facilitating foreign direct investment into Hong Kong.

Mr Phillips has served in senior positions in a number of private and public organisations. He lived and worked in Hong Kong from 1989 to 2004 holding senior investment banking positions with Deutsche and BZW/Barclays Capital before co-founding a Hong Kong-based group of companies providing IT, financial and consultancy services across Asia. In 2004, Mr Phillips joined UK Trade & Investment (now the UK’s Department of International Trade) before becoming the Chief Executive of the China Britain Business Council in 2006, as well as Chairman of the EU China Business Association.

Mr Phillips holds a BSc in Chemistry and Law from the University of Exeter.

Norris is Founder & CEO of the global banking service Monese. Monese was launched in 2015 by Norris, after his first-hand experience of the hassle involved with opening a bank account in a new country. Monese gives people the financial freedom to thrive anywhere, and is for the hundreds of millions of people who live some part of their life in another country - whether it’s for travel, work, business, study, family, or retirement. With its mobile-only multi-currency current account, its portability across 31 countries, and both the app and its customer service available in 14 languages, Monese allows people and businesses to bank like a local across the UK and Europe.

Since 2008, Norris has co-founded and built a number of financial and technology companies in the UK. Norris is passionate about financial education and is founder of the Artha Foundation, a charity that promotes financial literacy in schools.

Chris McCann is a general partner at Race Capital, entrepreneur, and community builder. Prior, Chris founded and led the community program at Greylock Partners, a San Francisco based venture capital firm with $3.5 billion under management which led investments in Facebook, LinkedIn, Dropbox, and Coinbase, among others. Chris has an angel portfolio of over twenty investments within the fintech and blockchain verticals including: Binance ($2.8B market cap), Solana (valued at $250M), among others.

Before he joined the firm, he was the co-founder and CEO of StartupDigest – of the earliest technology focused publications – which he grew from zero to over one million subscribers before being acquired by Techstars. He was an early advisor for the Thiel Fellowship & StartX at Stanford University.

Mr Nelson Chow has been appointed to the present position from 1 September 2016 with responsibilities for facilitating the healthy development of the fintech ecosystem in Hong Kong and promoting Hong Kong as a fintech hub in Asia. He joined the HKMA in 2004 and was responsible for the supervision of banks’ technology risk management and business continuity planning as well as the formulation of related policies and guidelines. He was the Deputy Chief Representative of the New York Office in 2010. After returning to Hong Kong in 2013, he took up responsibilities to supervise banks’ operational risk management and perform macro-prudential data analysis. Prior to joining the HKMA, Mr Chow was a Vice President of JPMorgan Chase Bank, N.A. responsible for information risk management of the Asia Pacific region.

Nick Hungerford is a Partner at Portag3 Ventures and is based in Southeast Asia. He is also the founder of Nutmeg, Europe's leading online investment management service and led the company from an idea through development and $100M of funding. Nick is a digital ambassador for the UK Department of International Trade, a member of the European Power 50 and recipient of Spears Entrepreneur of the year award.

He previously worked at Barclays in areas of product, trading and wealth management and was a Divisional Director at Brewin Dolphin PLC. Nick was a founding Director of Innovate Finance, the association representing the UK’s global FinTech community and an advisor to and investor in a number of technology-led startups.

Nick obtained an Undergraduate degree from Exeter University in the UK and holds an MBA from Stanford University. He is a Fellow of the Securities Institute and a member of the Global Entrepreneur Program. Nick is a volunteer teacher at several UK universities in the subjects of behaviour finance and entrepreneurship.

Zor is the Chief Executive Officer & Co-Founder at Kasisto, creators of KAI Banking, the leading conversational AI platform for the finance industry. Kasisto counts DBS Bank, Mastercard, Standard Chartered, TD Bank, and Wells Fargo among its customers as well as other leading financial institutions who are changing the face of banking with KAI to create engaging consumer experiences and drive business results.

Zor has over 20 years of experience in the enterprise software industry. Prior to Kasisto, he was the CEO & Co-Founder of SpeechCycle, a market leader in cloud-based contact center optimization solutions for the telco market, which was acquired by Synchronoss Technologies (SNCR). Before that, Zor founded and ran BuzzCompany.com, a provider of enterprise collaboration and messaging software, which was acquired by Multex.com (MLTX).

Kasisto is the fruition of Zor’s successful track record creating companies and solutions that power conversations. He’s put Kasisto on a mission to help financial institutions attract, engage, support, and transact with their customers via human-like, intelligent conversations, anytime, anywhere.

Charles Ng was appointed as an Associate Director-General of Investment Promotion at Invest Hong Kong (InvestHK) in July 2007. He heads up one of two sector-focused divisions that is responsible for helping overseas and Mainland companies to establish or expand their business presence in Hong Kong. His teams are responsible for Financial Services, Innovation and Technology, Information and Communications Technology, Startups and Research & Knowledge
Management.

Mr Ng leads the StartmeupHK programme which aims to promote Hong Kong as a premier startup destination in Asia, attract overseas entrepreneurs to the city and help to build it into a leading destination and hub for innovation and entrepreneurship.

He has extensive experience in the private sector, having worked for companies in the manufacturing and trading sectors, as well as for multinationals in the financial services and banking sectors in Mauritius, Canada and Hong Kong. He also has experience setting up and managing his own business and running a major international chamber of commerce in Hong Kong.
‍

Mr Ng speaks English, French, Cantonese, Putonghua, Hakka and Creole, and holds an MBA degree awarded jointly by the Business School of the Hong Kong University of Science and Technology and the Kellogg School of Management of Northwestern University.

Haiyan is a founding member of the firm, responsible for all investments and fund management. She is also the lead partner for enterprise software and services.
Haiyan has been instrumental in contributing e-commerce deal flow given her prior unique experience as a corporate executive at DHgate.com, the first cross-border
B2B marketplace in China, founded by ex-CEO of Joyo.com (now Amazon China).

Haiyan's core portfolio includes Tongdun, WISECO, Tiger Brokers (NASDAQ: TIGR), 2Dfire, PingCAP, TigerGraph, Xiaoman CRM, Botai Records, Missfresh, SMZDM
(300785.SZ), Wish and Xiachufang etc.

Haiyan graduated with a B.Eng in Engineering Physics from Tsinghua University and is recognized as Forbes China Best Women Venture Investor 25 and Forbes China
Technology Women 50.

Background
• Founder and Chairman, Atom Bank plc
• Founder and Chairman, Metro Bank plc
• Co-founder and Chairman, the Financial Services Forum
• Goldman Visiting Professor of Innovation and Enterprise, Newcastle Business School
• Chairman and co-founder, 86 400

Anthony Thomson is the founder and former Chairman of not one, but two disruptive banks in the UK. Metro Bank, the UK’s first new bank in 150 years and Atom Bank, the UK’s first bank for mobile.

He’s raised in excess of $1billion in capital over the course of his career and is a highly respected financial services expert worldwide. He has served as the Goldman Visiting Professor for Innovation and Enterprise at Newcastle Business School, Visiting Professor at London Metropolitan University, and is the co-author of No Small Change: Why Financial Services Needs A New Kind of Marketing.

As Chair of 86 400, he brings his extensive experience in the financial industry and a hunger to shake up the banking landscape in the Australian Market.

• Deputy General Manager, R&D Center, FORMS SYNTRON
• Financial blockchain solution expert, with more than 15 years of experience in the financial IT industry, and has served many large multinational financial institutions
• Served various lecturing positions for graduate students for South China University of Technology
• Obtained dozens of copyrights and applied 7 blockchain patents across multiple blockchain applications in the fields of supply chain finance, banking insurance, and banking, and has obtained dozens of copyrights and applications
• Led a team in 2018 to win the first prize with Project JustSign in the FISCO BCOS Blockchain Application Contest.