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Digital-only banks, also called neobanks, are expanding swiftly, leveraging cutting-edge digital technology like data analysis and AI to win over customers that are digital savvy. These challengers, spurred by consumer dissatisfaction with the incumbents are charging zero or low fees and offering faster services and better user experience, while saving the costs of running physical branches.
Yashish Dahiya is the co-founder & CEO of PolicyBazaar.com. In over 12 years, Yashish has grown PolicyBazaar to become a key influencer in consumer decisions around insurance. He believes death, disease, and disability products are the future of the insurance industry, as India strives towards social security. He is an avid sportsperson and has worked in the past as MD of Ebookers Plc and consultant with Bain & Co in their London office.
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Mr Cunjun Ma is the founder and the chief executive officer of Huize. He obtained an MBA degree from Nankai University and has over 24 years of insurance-related experience. Mr Ma holds exceptional insurance expertise and insights, he is the chairman of IAC Specialized Committee on independent online insurance platform and the vice-chairman of Shenzhen Insurance Intermediary Association. Mr Ma founded Huize in 2006. Huize was the largest independent online long-term life and health insurance product and service platform in China as measured by gross written premiums facilitated in 2018. On February 12 2020, Huize completed its Nasdaq IPO, becoming the first listed company in the e-insurance sector.
